intro
Your health, your way
Auburn University's PPO option is administered by Blue Cross BlueShield of Alabama.
PPO stands for Preferred Provider Organization. With a PPO, you don’t need a referral to make an appointment with another healthcare provider.
If you have a PPO, you can schedule appointments with providers and facilities outside of your network and still have those services covered by your insurance, although the costs for the majority of services will be higher than in-network.
Learn More
Plan Design
|
|
In-Network Benefit |
|---|---|
|
Preventive Care |
The plan pays 100%. |
|
Primary Physician Co-Pay |
$30 |
|
Specialist Office Visit Co-Pay |
$40 |
|
Facility Inpatient Co-Pay |
$300 |
|
Facility Outpatient Co-Pay |
$300 |
|
Emergency Room Facility Co-Pay |
$300 |
|
Deductible |
$500 per person (three-member family maximum) |
|
Out-of-Pocket Maximum |
Single - $9,200; Family - $18,400 |
2025 Premium Rates
IMPORTANT: Employees whose annual salaries are $40,799 or less will receive a monthly subsidy to help offset their premium costs.
Employee Only
|
Pay Frequency |
Employee Pays |
Subsidy (If applicable) |
|---|---|---|
|
Biweekly |
$115.50 |
$21.82 |
|
Monthly |
$250.25 |
$47.27 |
|
18-Pay |
$166.84 |
$31.51 |
Employee + Spouse
|
Pay Frequency |
Employee Pays |
Subsidy (If applicable) |
|---|---|---|
|
Biweekly |
$323.40 |
$61.09 |
|
Monthly |
$700.71 |
$132.36 |
|
18-Pay |
$467.14 |
$88.24 |
Employee + Children
|
Pay Frequency |
Employee Pays |
Subsidy (If applicable) |
|---|---|---|
|
Biweekly |
$219.45 |
$41.45 |
|
Monthly |
$475.48 |
$89.81 |
|
18-Pay |
$316.99 |
$59.88 |
Family
|
Pay Frequency |
Employee Pays |
Subsidy (If applicable) |
|---|---|---|
|
Biweekly |
$346.50 |
$65.45 |
|
Monthly |
$750.76 |
$141.82 |
|
18-Pay |
$500.51 |
$94.54 |
Out-of-Pocket Maximum
In 2025, the annual out-of-pocket maximum will decrease to $9,200 for Employee Only coverage and $18,400 for the other coverage tiers -- Employee + Spouse, Employee + Child(ren), and Family.
After the maximum is met, the plan will pay 100% of the allowed amount for the remainder of the year.
TigerMeds
Prescription drug co-payment tiers/coverage will remain the same in 2025. Participation in TigerMeds will eliminate the co-pay for certain Tier 1 generic prescriptions and will reduce the co-pay for certain Tier 2 generic prescriptions.
Key Documents
Important Reminder
Auburn University will not provide specific advice or recommendations on whether you should choose an HDHP or PPO plan. Our role is to share information about these options so you can make an informed decision based on your individual needs and circumstances.
